Your Benefits, Made Easy!

To-dos:

Review all benefit options within this guide.
For new hire enrollment and open enrollment, you will receive a task in your Workday inbox to complete your enrollment.
Click on the link in the task and follow the instructions to submit your elections.

Welcome to your Benefits Package!

St. Johns County BOCC offers a comprehensive health care program.

During benefits Open Enrollment, you have the opportunity to review your coverage needs, consider the benefits plans available to you, and select those that will provide the most value to you and your family.

What's New for 2027

Medical Plan Rate Update

For the 2027 plan year, medical plan rates have increased slightly. Employee contributions will vary based on the medical plan and coverage tier selected. As healthcare costs continue to rise nationwide, St. Johns County remains committed to providing comprehensive, high-quality medical coverage while helping employees make informed healthcare decisions.

Cost Overview

Special Open Enrollment Opportunity: Voluntary Life Insurance: Eligible employees can enroll in or increase coverage up to $300,000 without Evidence of Insurability (EOI). Eligible spouses can enroll in or increase coverage up to $25,000 without EOI.

Special Open Enrollment Opportunity: Voluntary Short-Term: Eligible employees may enroll in Short-Term Disability (STD) coverage without EOI.

Genomic Life Cancer Genetic Testing Benefit Enhancements

Eligible members whose Genetic Health Screen shows that they're at higher-than-average risk of developing cancer will have access to a blood test that can help detect more than 50 types of cancer.
Members will be able to invite friends and family (including adult children) to join Genomic Life, as well as additional early screening and detection opportunities.
The Genomic Life navigation team will begin helping members access non-invasive, at-home screenings. Get More in 2027

Tips to Help You Get the Most Value from Your Benefits

To help manage healthcare expenses and maximize your benefits, consider these cost-saving strategies:

Know Your Benefits – Review your plan details to understand covered services, preventive care, and available resources.
Stay In-Network – Using providers in the Florida Blue BlueOptions network helps reduce out-of-pocket costs.
Choose the Right Care Setting – For non-emergency medical needs, consider your primary care physician, urgent care, or Teladoc instead of the emergency room.
Take Advantage of Preventive Care – Annual physicals, screenings, and preventive services are covered at 100% under both medical plans.
Use Generic Medications When Available – Generic drugs offer the same effectiveness as brand-name medications at a lower cost.
Compare Healthcare Costs – Florida Blue's member portal includes tools that can help you estimate and compare costs for medical procedures and services.
Use Teladoc Services – Access convenient and cost-effective care for General Medicine, Behavioral Health, and Dermatology needs.
Review Medical Bills and EOBs – Verify that services and charges are accurate before making payments.
Focus on Healthy Habits – Maintaining a healthy lifestyle can help reduce the risk of chronic conditions and future healthcare expenses.
Stay Informed – Understanding your health conditions and treatment options can lead to better healthcare decisions and outcomes.

Questions?

Contact the Risk & Benefits Team:

📧 Email: bccriskmanagement@sjcfl.us | bccbenefits@sjcfl.us 📞 Phone: 904-827-6886 | 904-209-0635 (Option 4)

Text "SJCBENEFITS" to 844-678-0490

to opt-in to benefits-related text messages.

Who is Eligible for Coverage?

Full-time employees working 30 or more continuous hours per week are eligible for the benefits outlined in this overview.

Your spouse (legally valid existing marriage)
Your dependent children under the age of 26 (employee's natural, newborn, adopted, foster, step child(ren), or a child for whom Employee has been court-appointed as legal guardian or legal custodian)
Your grandchildren under the age of 18 months (newborn child of a covered dependent child)

See Required Documentation below.

How do I Enroll for Annual Enrollment?

Annual Enrollment is 10/12 - 10/31.
All employees who wish to make changes to their current benefits or enroll in an FSA MUST complete online enrollment.
The deadline to complete online enrollment is Saturday, 10/31/2026.

When Does Coverage Begin?

Annual Enrollment - Benefits begin on 1/1/2027.
New Employees - Benefits begin on the first of the month following 30 days of employment.

Changing Your Benefits

Generally, you cannot change your benefit elections during the year unless you experience a qualifying life event.

See Benefit Changes page for more information.

Dependent Documentation

Qualified life event requests and supporting documentation must be submitted in Workday within 30 days of the date of your life event.

Select Benefits and Pay from the Workday menu. Click on the Change Benefits icon at the top of the screen, under Tasks and Reports, to begin your Life Event. Select a life event change reason. You will be required to upload supporting documentation before making your elections. Supporting documentation must contain the reason for the change, the date of the event, and the family members who are affected by the event.

IMPORTANT: If you do not request a change in the enrollment site or do not provide the documentation within 30 days, you will have to wait until the next open enrollment to add or drop yourself or your dependents.

Changes to your elections are governed by the Section 125 Plan.

Eligible Dependents	Required Documentation
Spouse The employee's spouse under a legally valid existing marriage.	Marriage certificate
Dependent Child(ren) The employee's natural, newborn, adopted, foster, or step child(ren) (or a child for whom the Employee has been courtappointed as legal guardian or legal custodian). Can be covered on the plan up to the end of the month in which they turn 26 (regardless of marital or school status) or is no longer eligible under the Foster Child Program.	Birth Certificate, hospital footprint record, (Hospital Footprint record can be submitted until birth certificate is received), naming the employee as the child's parent OR appropriate court order/ adoption decree naming the employee or employee's spouse as the child's legal guardian. For stepchild(ren): Birth Certificate naming spouse as the child's parent AND above documentation required for a spouse.
Newborn Grandchild(ren) The newborn child of a covered dependent child. Coverage for such newborn child will automatically terminate 18 months after the birth of the newborn child.	Birth Certificate naming employee's dependent child as the parent.
Disabled Dependents Dependents who become totally and permanently disabled before age 26 and rely on you for support may be eligible.	Proof of the disability will be a statement from the dependent's physician certifying that the dependent was incapacitated or disabled prior to the limiting age, is incapable of self sustaining employment by reason of mental or physical disability, and is fully dependent upon the contract holder for support.

Manage your benefits on Workday

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This Digital Benefits Guide only summarizes your benefit plans. If there is a discrepancy between the information in this document and the carrier plan document, the carrier plan documents will always govern.