Cost Overview
Health Benefits are bundled and not available for standalone enrollment. Your employee contributions for this plan year are based on your choice of plan and coverage tier. Listed below are per-pay-period (24) costs for you and your dependents effective January 1, 2027.
PPO (03559)
(Based on per-pay costs on a pre-tax basis)
Employee Only
Cost: $62.47
WPI 1: $37.47
WPI 2: N/A
Monthly SJC Contribution: $1,357.68
Employee + Spouse
Cost: $237.79
WPI 1: $212.79
WPI 2: $187.79
Monthly SJC Contribution: $1,357.68
Employee + Child(ren)
Cost: $163.98
WP1: $138.98
WPI 2: N/A
Monthly SJC Contribution: $1,357.68
Employee + Family
Cost: $348.76
WPI 1: $323.76
WPI 2: $298.76
Monthly SJC Contribution: $1,357.68
PPO with HRA (05360)
(Based on per-pay costs on a pre-tax basis)
Employee Only
Cost: $25.00
WPI 1: $0
WPI 2: N/A
Monthly SJC Contribution: $1,357.68
Employee + Spouse
Cost: $120.95
WPI 1: $95.95
WPI 2: $70.95
Monthly SJC Contribution: $1,357.68
Employee + Child(ren)
Cost: $90.72
WP1: $65.72
WPI 2: N/A
Monthly SJC Contribution: $1,357.68
Employee + Family
Cost: $169.32
WPI 1: $144.32
WPI 2: $119.32
Monthly SJC Contribution: $1,357.68
Health Reimbursement Account (HRA)
Annual St. Johns County Contribution
Employee Only
Annual SJC Contribution: $600
Employee + Spouse
Annual SJC Contribution: $1,000
Employee + Child(ren)
Annual SJC Contribution: $1,000
Employee + Family
Annual SJC Contribution: $1,500
Wellness Premium Incentive (WPI) Program
St. Johns County provides an opportunity to receive discounted benefits premiums by participating in the Wellness Premium Incentive (WPI) Program.
- Eligibility: All enrolled employees and spouses are eligible for $50 savings per month per person.
- Participation Requirements: Complete a Wellness exam October 1st - September 30th, 2027.
- Effective Date: The discounted premiums will be applied in the 2028 plan year (effective 1/1/2028).
Spousal Surcharge
Spouses of St. Johns County employees who work and are eligible for employer-sponsored medical insurance through their employer will be required to pay $100 monthly toward the cost of medical in addition to the rates listed above.
It is your responsibility to provide proof of change in insurance coverage within 30 days for spousal surcharge.