Welcome to your benefits package!
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family. Whether you are a newly hired employee or a current employee enrolling during Open Enrollment, elections you make at this time will remain in effect until the next Open Enrollment period, unless you have a qualifying life event that allows a plan change.
OPEN ENROLLMENT
TBD - TBD
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family. Whether you are a newly hired employee or a current employee enrolling during Open Enrollment, elections you make at this time will remain in effect until the next Open Enrollment period, unless you have a qualifying life event that allows a plan change.
Who is eligible?
All active employees scheduled to work 30 or more hours a week are eligible. Benefits are effective first of the month following 60 days of employment.
Your eligible dependents may include:
- Your legal spouse.
- Your child(ren) up to age 26 including natural children, legally adopted children, and stepchildren.
- Your child(ren) over age 26 who are not able to support themselves due to a physical or mental disability.
Please Note: Enrolling someone who is not qualified as a dependent is considered insurance fraud. If enrolling dependents under any plans, please provide HR with documents showing proof of relationship.
When can I enroll?
You can enroll only at certain times throughout the year.
- As an employee, you can enroll during the annual open enrollment period.
- If you are a newly hired employee, you must enroll or waive coverage within 30 days from your date of hire.
- Employees enrolling due to a qualifying life event change must enroll or waive coverage within 30 days from the date of the qualifying life event.
How do I make changes?
Open Enrollment is the one time each year that employees can make changes to their benefit elections without a qualifying life event.
- You must notify Human Resources promptly by submitting your qualifying life event in Employee Navigator if you need to make a change to your benefits. You will be required to provide acceptable supporting documentation for your benefit elections. Please note, you have 30 days from the date of the qualifying life event to make any changes.
- Qualified changes in status include, for example: marriage, divorce, legal separation, spouse's change of employment status, birth or adoption of a child.
Resources
This Digital Benefits Guide is your go-to resource for benefits information, designed to help you make an informed decision about your elections. To view carrier contact information, required notices, glossary, and more, visit the Resources page.
Learn more about
Qualifying Life Events
Questions?
Human Resources
We understand that you may have questions about enrollment or benefits throughout the year. Let our Benefits Team help! We provide year-round support for questions about your benefits. If you have questions or would like help understanding or accessing your benefits, contact Human Resources.
Name: Shanene Stroud, Human Resources Manager
Phone: 301-270-4750
E-mail: sstroud@innovativelife.org
Client Advocate
Your Client Advocate is here to assist you with your benefits throughout the year. They can help you with:
- Member changes & Open Enrollment
- General benefits questions
- Researching denials and submitting appeals
- Claims-related needs
Name: Ansari Mcknight, Client Advocate
Phone: 301-628-4110 x 84110
E-mail: ansari.mcknight@nfp.com
Business hours: 9:00 am - 5:00 pm (ET).
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.