Medical
Wunderkind offers employees a choice between 4 different medical plans, as well as an employer contribution if you select one of our HSA plans. Whatever your needs, one of our plans will work for you!
Semi-Monthly Paycheck Contributions
Below are the semi-monthly medical contributions for each plan. Wunderkind pays the remaining portion of the premium for employees and their dependents. Note that adding domestic partners and children of domestic partners to this benefit will result in additional tax consideration.
Employee Only
PPO Premier: $92.92
PPO Standard: $35.13
HSA Premier: $25.44
HSA Standard: $0.00
Employee + Spouse/ Domestic Partner
PPO Premier: $301.22
PPO Standard: $179.86
HSA Premier: $166.94
HSA Standard: $85.46
Employee + Children
PPO Premier: $249.40
PPO Standard: $139.60
HSA Premier: $120.84
HSA Standard: $54.19
Employee + Family
PPO Premier: $470.47
PPO Standard: $297.11
HSA Premier: $238.49
HSA Standard: $162.25
Medical & Rx Benefits Plans Comparison
Wunderkind offers options for medical coverage through Cigna. The following chart compares the plans available to you and your family.
The PPO Premier and PPO Standard plans offer the same coverage and access to doctors, in-network. The only difference is that the PPO Premier Plan offers out-of-network coverage whereas the PPO Standard plan does not.
Unlike typical medical plans, Wunderkinds’ PPO plans operate on a “copay before deductible basis”. This means that, from the start, you will only pay copays up front and the only time the deductible will apply is if you have a major medical need like a surgery, birth of a child, radiology, and/or non-diagnostic/voluntary bloodwork, etc. This does not apply to the HSA plans.
PPO Premier
In-Network
Annual Deductible (Individual / Family)
$0 / $0
Type of Deductible
Embedded
Out-of-Pocket Maximum (Individual / Family)
$1,000 / $2,000
Your Coinsurance
10%
Doctor's Visit (Primary / Specialist)
$15 copay / $30 copay
Preventive Care
No Charge
Emergency Care
$100
Urgent Care
$25
Hospitalization (Inpatient / Outpatient)
10%
Out-of-Network
Annual Deductible (Individual / Family)
$1,000 / $2,000
Out-of-Pocket Maximum (Individual / Family)
$2,000 / $4,000
Your Coinsurance
30%
Emergency Care
$100
Retail Prescription Drug
30 Days / 90 Days
Generic
$15 / $45
Preferred
$40 / $120
Non-Preferred
$70 / $210
PPO Standard
In-Network
Annual Deductible (Individual / Family)
$750 / $1,500
Type of Deductible
Embedded
Out-of-Pocket Maximum (Individual / Family)
$1,500 / $3,000
Your Coinsurance
20% after deductible
Doctor's Visit (Primary / Specialist)
$25 copay / $50 copay
Preventive Care
No Charge
Emergency Care
$150
Urgent Care
$50
Hospitalization (Inpatient / Outpatient)
20% after deductible
Out-of-Network
Annual Deductible (Individual / Family)
Not covered
Out-of-Pocket Maximum (Individual / Family)
Not covered
Your Coinsurance
Not covered
Emergency Care
$150
Retail Prescription Drug
30 Days / 90 Days
Generic
$15 / $45
Preferred
$40 / $120
Non-Preferred
$70 / $210
HSA Premier
In-Network
Annual Deductible (Individual / Family)
$2,000 / $4,000
Type of Deductible
Non-Embedded
Out-of-Pocket Maximum (Individual / Family)
$3,000 / $6,000
Your Coinsurance
0%
Doctor's Visit (Primary / Specialist)
Deductible
Preventive Care
No Charge
Emergency Care
Deductible
Urgent Care
Deductible
Hospitalization (Inpatient / Outpatient)
Deductible
Out-of-Network
Annual Deductible (Individual / Family)
$4,000 / $8,000
Out-of-Pocket Maximum (Individual / Family)
$6,000 / $12,000
Your Coinsurance
30%
Emergency Care
Deductible
Retail Prescription Drug
30 Days / 90 Days
Generic
$15 / $45 after deductible
Preferred
$40 / $120 after deductible
Non-Preferred
$70 / $210 after deductible
HSA Standard
In-Network
Annual Deductible (Individual / Family)
$4,000 / $8,000
Type of Deductible
Embedded
Out-of-Pocket Maximum (Individual / Family)
$5,000 / $10,000
Your Coinsurance
0%
Doctor's Visit (Primary / Specialist)
Deductible
Preventive Care
No Charge
Emergency Care
Deductible
Urgent Care
Deductible
Hospitalization (Inpatient / Outpatient)
Deductible
Out-of-Network
Annual Deductible (Individual / Family)
$8,000 / $16,000
Out-of-Pocket Maximum (Individual / Family)
$10,000 / $20,000
Your Coinsurance
30%
Emergency Care
Deductible
Retail Prescription Drug
30 Days / 90 Days
Generic
$15 / $45 after deductible
Preferred
$40 / $120 after deductible
Non-Preferred
$70 / $210 after deductible
Mental Health & Wellness
Offered through our medical plans, employees can access in-person and/or tele-therapy mental health options. Visit UMR.com to find a provider.
Dental
Wunderkind offers employees access to choose between 2 PPO dental plans.
Semi-Monthly Paycheck Contributions
Below you'll find the semi-monthly dental contributions for your available dental plans. Note that adding domestic partners and children of domestic partners to this benefit will result in additional tax withholding.
Employee Only
Standard: $10.29
Premier: $12.81
Employee + Spouse/ Domestic Partner
Standard: $20.35
Premier: $25.37
Employee + Children
Standard: $30.33
Premier: $35.41
Employee + Family
Standard: $45.03
Premier: $53.25
Dental Plans Highlights
Your company offers options for dental coverage through Delta Dental. The following chart compares the plans available to you and your family. For a full list of benefits included, please refer to Delta Dental benefit summaries.
Premier
In-Network
Preventive Services
100%
Annual Deductible (Individual / Family)
$50 / $150
Annual Maximum
$2,500
Basic Services (fillings, extractions, root canals)
Covered 80%
Major Services (oral surgery, crowns)
Covered 50%
Orthodontia (adult and child)
50%
Ortho Lifetime Maximum
$1,500 per child and adult
Out of Network
Out of network services are covered at the same benefit level up to the Usual & Customary Fee Schedule
Standard
In-Network
Preventive Services
100%
Annual Deductible (Individual / Family)
$50 / $150
Annual Maximum
$1,500
Basic Services (fillings, extractions, root canals)
Covered 80%
Major Services (oral surgery, crowns)
Covered 50%
Orthodontia (child only to age 26)
50%
Ortho Lifetime Maximum
$1,500 per child
Out of Network
Out of network services are covered at the same benefit level up to the Usual & Customary Fee Schedule
Vision
Wunderkind offers employees vision coverage through EyeMed. This benefit includes a $10 copay for an annual check-up and an annual allowance on lenses, frames, or contacts once per year plus discounts on any additional costs.
Semi-Monthly Paycheck Contributions
Below you'll find the semi-monthly vision contributions for you available vision plans. Note that adding domestic partners and children of domestic partners to this benefit will result in additional tax withholding.
Employee Only
$4.25
Employee + Spouse/ Domestic Partner
$8.07
Employee + Children
$8.50
Employee + Family
$12.49
Vision Plan Highlights
Your company offers options for vision coverage through EyeMed. The following chart compares the plans available to you and your family. For a full list of benefits included, please refer to EyeMed benefit summaries.
In-Network
Frequency:
Exam: Once every 12 months
Lenses: Once every 12 months
Frames: Once every 12 months
Examination:
$10 copay
Lenses:
Single: $25 copay
Bifocal: $25 copay
Trifocal: $25 copay
Frames:
$150 allowance + 20% off balance over $150
Contact Lenses (in lieu of frames):
$150 allowance + 15% off balance over $150
Out-of-Network
Frequency:
Exam: Once every 12 months
Lenses: Once every 12 months
Frames: Once every 12 months
Examination:
Reimbursement up to $40 copay
Lenses:
Single: Reimbursement up to $30 copay
Bifocal: Reimbursement up to $50 copay
Trifocal: Reimbursement up to $70 copay
Frames:
Reimbursement up to $105 copay
Contact Lenses (in lieu of frames):
Reimbursement up to $150 copay
Employee Assistance Program (EAP)
An EAP is a benefit program that assists employees with personal or work-related problems that may impact their job performance, health, and general well-being.
Wunderkind provides you with an EAP through Lincoln, at no cost to you.
Lincoln EmployeeConnect EAP
Unlimited 24/7 assistance
You can access the following services anytime, online or with a toll-free call:
- Information, resources, and referrals on family matters, such as child and elder care; kennels and pet care; event and vacation planning; moving and relocation; car buying; college planning; and more
- Legal information and referrals for situations requiring expertise in family law, estate planning, landlord/tenant relations, consumer and civil law, and more
- Guidance with financial matters, including household budgeting, and short and long-term planning
In-person guidance
Some matters are best resolved by meeting with a professional in person. With EmployeeConnect, you get:
- In-person help for short-term issues (up to four* sessions with a counselor per person, per issue, per year)
- In-person consultations with network lawyers, including one free 30-minute in-person consultation per legal issue, and subsequent meetings at a reduced fee
Online resources
You can access the following services anytime, online or with a toll-free call:
- Articles and tutorials
- Streaming videos
- Interactive tools — including financial calculators, budgeting spreadsheets, and a language translator
Basic Life/AD&D Insurance
Basic Life Insurance pays benefits to the beneficiary in the event of death.
Basic Accidental Death & Dismemberment (AD&D) Insurance pays benefits to the beneficiary in the event of accidental death or pays benefits to the employee in the event that an accident results from a covered injury.
Both of these benefits offered through Lincoln are employer paid and no cost to you. Please note that the premiums paid by the company are considered taxable income by the IRS.
How it Works
The amount your beneficiary would receive is based on age. Benefit amounts are listed below.
Current age - 64
1x your salary / maximum of $400,000
Age 65 - 69
Reduced by 35%
Age 70 - 74
Reduced by 60%
Age 75+
Reduced by 75% (of original salary)
Note: Please be sure to update your beneficiary information in Workday as you go through your enrollment.
Short Term Disability
Short-term disability insurance provides income replacement when you’re injured or have an illness that prevents you from working. This coverage is paid for by Wunderkind.
Short Term Disability Plan Highlights
Contribution Strategy:
Employer Paid
Weekly Benefit Percentage:
66.67% of weekly salary
Maximum Weekly Benefit:
$2,000
Benefit Begins (Accident / Sickness):
8th day
Maximum Benefit Period:
12 weeks
Long Term Disability
Long-term disability insurance provides monthly income replacement if you become too ill or disabled to work. It takes effect after your short-term insurance runs out. This coverage is paid for by Wunderkind. Please note that the premiums paid by the company are considered taxable income by the IRS.
Long Term Disability Plan Highlights
Contribution Strategy:
Employer Paid
Monthly Benefit Percentage:
60% of monthly salary
Maximum Monthly Benefit:
$8,000
Benefit Begins (Accident / Sickness):
91st day
Maximum Benefit Period:
SSNRA (Social Security Normal Retirement Age)
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