Your Benefits, Made Easy!

To-dos:

  1. Review all benefit options within this guide.
  2. Login to PlanSource to elect benefits, using Google Chrome or Firefox.
  3. Select Current Benefits (Open Enrollment) or New Hire Enrollment (New Employees) to begin selections.
  4. The Enrollment Confirmation page lists all elected benefits. You can download this page for your records.
  5. Choose Checkout at the bottom of the screen.
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  • Username: First initial of your first name + First six letters of your last name + Last four of your SSN (i.e. JSmith1234)
  • Password: Your date of birth in the YYYYMMDD format (i.e. 05/02/1977 = 19770502)

Welcome to your Benefits Package!

St. Johns County Clerk of the Circuit Court and Comptroller offers a comprehensive health care program.

During benefits Open Enrollment, you have the opportunity to review your coverage needs, consider the benefits plans available to you, and select those that will provide the most value to you and your family.

Benefit News for 2026

Modifications to plan structure and monthly rates will be limited. These changes demonstrate the Insurance Committee’s ongoing dedication to maintaining affordable, comprehensive coverage while responding to increasing healthcare costs.

Medical Plan Changes

  • PPO Plan Outpatient Services: Will now be subject to deductible and coinsurance, replacing the current $150 copay.
  • PPO Plan Inpatient Services: Will also be subject to deductible and coinsurance, replacing the current $600 copay.
  • There are no other changes to the PPO Plan, and no changes to the PPO w/HRA benefits.

Rate Adjustments

  • SJC will raise its employer contribution by $53.59 per employee each pay period, offsetting most of the cost. Your rate will increase slightly. The tables below show the 2026 rates per-pay-period and per-pay-period deduction increases for each plan and coverage tier.
PPO Coverage Tier
2026 Cost Per Pay
WPI 1 Per Pay
WPI 2 Per Pay
Pay-period Increase
Employee Only
$59.49
$34.50
N/A
$2.83
Employee + Spouse
$226.46
$201.47
$176.47
$10.79
Employee + Child(ren)
$156.17
$131.17
N/A
$7.44
Full Family
$332.15
$307.15
$282.15
$15.82
PPO w/HRA Coverage Tier
2026 Cost Per Pay
WPI 1 Per Pay
WPI 2 Per Pay
Pay-period Increase
Employee Only
$25.00
$0
N/A
$0
Employee + Spouse
$115.19
$90.19
$65.19
$5.49
Employee + Child(ren)
$86.40
$61.40
N/A
$4.12
Full Family
$161.26
$136.26
$111.26
$7.68

Spousal Surcharge Update

  • If your spouse has access to health coverage through their employer but continues enrollment in a St. Johns County plan, the spousal surcharge will increase from $100 to $250 per month. For assistance with comparing St. Johns County plans and spouse’s employer coverage, please contact Jasmine, Kaylah or Debbie at The Bailey Group at 904-461-1800.

Ways to Help Offset Increasing Healthcare Costs:

  • Explore your plan options or ask for help if needed.
  • Complete the WPI with your spouse to get premium discounts.
  • Use preventive care—preventive services are fully covered and can catch serious illnesses early.
  • Choose Teladoc for non-emergency care to save money.
  • Only go to the ER for true emergencies to lower out-of-pocket costs.

Dependent Day Care FSA

  • The annual limit is increasing to $7,500 for single filers and joint filers, and to $3,750 for married individuals filing separately.

Questions? Contact Human Resources Email: jyawn@stjohnsclerk.com Phone: 904.819.3605

Text "SJCBENEFITS" to 844-678-0490

to opt-in to benefits-related text messages.

Who is Eligible?

Full-time employees working 30 or more continuous hours per week are eligible for the benefits outlined in this overview.

  • Your spouse (legally valid existing marriage)
  • Your dependent children under the age of 26 (employee's natural, newborn, adopted, foster, step child(ren), or a child for whom Employee has been court-appointed as legal guardian or legal custodian)
  • Your grandchildren under the age of 18 months (newborn child of a covered dependent child)

See Required Documentation below.

How do I Enroll for Annual Enrollment?

  • Annual Enrollment is 10/1 - 10/15 of each year.
  • All employees who wish to make changes to their current benefits or enroll in an FSA MUST complete online enrollment.
  • The deadline to complete online enrollment is Wednesday, 10/15/25.

When Does Coverage Begin?

  • Annual Enrollment - Benefits begin on 1/1/2026.
  • New Employees - Benefits begin on the first of the month following 30 days of employment.

Changing Your Benefits

Generally, you cannot change your benefit elections during the year unless you experience a qualifying life event.

See Benefit Changes page for more information.

Dependent Documentation

Qualified life event requests and supporting documentation must be submitted in PlanSource within 30 days of the date of your life event.

Supporting documentation must contain the reason for the change, the date of the event, and the family members who are affected by the event.

Submit Dependent Documentation

IMPORTANT: If you do not request a change in the enrollment site or do not provide the documentation within 30 days, you will have to wait until the next open enrollment to add or drop yourself or your dependents.

Changes to your elections are governed by the Section 125 Plan.

Eligible Dependents
Required Documentation
Spouse
The employee's spouse under a legally valid existing marriage.
Marriage certificate
Dependent Child(ren)
The employee's natural, newborn, adopted, foster, or step child(ren) (or a child for whom the Employee has been courtappointed as legal guardian or legal custodian). Can be covered on the plan up to the end of the month in which they turn 26 (regardless of marital or school status) or is no longer eligible under the Foster Child Program.
Birth Certificate, hospital footprint record, or hospital record, naming the employee as the child's parent OR appropriate court order/ adoption decree naming the employee or employee's spouse as the child's legal guardian.
For stepchild(ren): Birth Certificate naming spouse as the child's parent AND above documentation required for a spouse.
Newborn Grandchild(ren)
The newborn child of a covered dependent child. Coverage for such newborn child will automatically terminate 18 months after the birth of the newborn child.
Birth Certificate naming employee's dependent child as the parent.
Disabled Dependents
Dependents who become totally and permanently disabled before age 26 and rely on you for support may be eligible.
Proof of the disability will be a statement from the dependent's physician certifying that the dependent was incapacitated or disabled prior to the limiting age, is incapable of self sustaining employment by reason of mental or physical disability, and is fully dependent upon the contract holder for support.

Manage your benefits on PlanSource

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This Digital Benefits Guide only summarizes your benefit plans. If there is a discrepancy between the information in this document and the carrier plan document, the carrier plan documents will always govern.