Vision Plan Design
Davis Vision Network | For more details, please refer to the plan document.
All of RISD’s health insurance options include an annual eye exam. Staff not enrolled in a RISD health plan, or who need additional coverage for eyewear, may enroll in vision insurance.
The plan, offered through Davis Vision, covers certain vision care expenses. Your benefits are higher when you receive care from an in-network provider. Visit www.davisvision.com to find providers.
In-Network
Vision Exam1,2
(Every 12 months)
$10 copay
Lenses2,3 (Single / Bifocal / Trifocal / Lenticular)
(Every 12 months)
$10 copay
Frames2,3
(Every 24 months)
From Davis Vision’s Collection: $10 copay, then covered in full
Non-Davis Vision Collection Frames: Up to $150 allowance, then 20% off
Contact Lenses2,3
(Elective / Medically Necessary)
(Every 12 months)
Elective – From Davis Vision’s Collection Contacts: $10 copay, then covered in full
Elective – From Non-Davis Vision Collection Contacts: Up to $150 allowance, then 15% off
Medically Necessary: 0%
Out-of-Network4
Vision Exam1,2
(Every 12 months)
Reimbursement up to $30
Lenses2,3 (Single / Bifocal / Trifocal / Lenticular)
(Every 12 months)
Reimbursement up to $25 / $35 / $45 / $60
Frames2,3
(Every 24 months)
Reimbursement up to $30
Contact Lenses2,3
(Elective / Medically Necessary)
(Every 12 months)
Reimbursement up to $75 / $225
- Essential medical eyecare covers unlimited office visits for eye-related conditions such as pink-eye, eye injury, and monitoring of cataracts and glaucoma.
- Frequency for vision exam, eyeglass lens, and contact lens benefits is once every 12 months; eyeglass frames benefit frequency is once every 24 months.
- The plan will not cover both glasses frames/lenses and contact lenses in the same year.
- If you are receiving services out of network, you will be required to file the claim yourself for reimbursement.
Save money on vision costs!
Before purchasing glasses or contacts, make sure to check out affordable online resources. And don’t forget, you can use your HSA or FSA funds on all qualifying vision expenses!
Contribution Rates – All Staff
Pre-Tax Contributions
Individual
Monthly
$5.89
Bi-Weekly
$2.72
Family
Monthly
$13.56
Bi-Weekly
$6.26
Contact the provider of these benefits by calling this phone number or visiting this website: 1 (877) 923-2847, www.davisvision.com
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.