Hospital Indemnity, Critical Illness & Accident Insurance
Hospital Indemnity Insurance pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons.
Critical Illness Insurance pays lump sum cash benefits directly to you in the event of critical illness. You can use this cash benefit as you wish to help pay for any out-of-pocket expenses you may have.
Accident Insurance helps you deal with unexpected expenses. Benefit payments help with medical deductibles and covers household expenses.
These benefits are administered through Prudential.
Watch this video to learn more about Hospital Indemnity Insurance
HOSPITAL INDEMNITY HIGHLIGHTS
Hospital Admission
Pays $1,000 - Up to 5 time(s) per calendar year
ICU Admission
Pays $2,000 - Up to 5 time(s) per calendar year
Hospital Confinement
Pays $200 - Up to 30 days per confinement; payable to a maximum of 5 confinements per calendar year. When an admission benefit is paid, the confinement benefit pays on day 2
ICU Confinement
Pays $400 - Up to 31 days per confinement; payable to a maximum of 5 confinements per calendar year. When an admission benefit is paid, the confinement benefit pays on day 2.
Please see Prudential’s benefit guide for a complete list of benefits.
Watch this video to learn more about Critical Illness Insurance
CRITICAL ILLNESS HIGHLIGHTS
Maximum Benefit Amount
•Employee: $10,000 increments to $30,000
• Spouse: 10,000 increments to $30,000 $10,000 increments to $30,000; not to exceed 100% of Employee Amount
• Child: 5,000 increments to $15,000; not to exceed 50% of Employee Amount
Please see Prudential’s benefit guide for a complete list of benefits.
Watch this video to learn more about Accident Insurance
ACCIDENT HIGHLIGHTS
Wellness Benefit
$50
Coma
$10,000
Burns (2nd/3rd Degree)
Up to $500/$5,000
Ambulance Benefit
$200 ground ambulance transportation or $2,000 air ambulance transportation
Concussion
$300
Dislocations
Up to $6,000
Fracture
Up to $6,000
Please see Prudential’s benefit guide for a complete list of benefits.
DISCLOSURES
QUESTIONS? CONTACT THE CARE LINE
Care Line is an NFP-sponsored program that is staffed by dedicated professionals to help you understand the benefit options made available to you. Whether you have concerns about a recent claim or bill, finding an in-network doctor or just some guidance on which medical plan is right for you and your family, the Care Line can help educate and advocate. The Care Line is available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions at callthecareline.com.
The Care Line is open Monday - Friday from 8:00 am - 7:00 pm (EST).