Choose the health plan that's right for you.
STG Logistics offers four medical plan options to meet the needs of you and your family, wherever you might be on life's journey. From our UMR High Deductible Health Plans (HDHP) to our PPO plans - we have a plan for you.
Watch this video to learn more about
HDHPs and PPOs >>>
Employee Contributions
STG offers a FREE medical plan option for employees, as well as a range of other plans to suit the needs of you and your dependents. Employees pay a premium based on the level of coverage they select. The following rates are bi-weekly (26 pays per year) payroll deductions.
Employee Only
HSA 4000: Free
HSA 2000: $20.03
PPO 2500: $51.87
PPO 1000: $59.73
Employee + Spouse
HSA 4000: $70.40
HSA 2000: $86.28
PPO 2500: $196.03
PPO 1000: $221.45
Employee + Child(ren)
HSA 4000: $56.16
HSA 2000: $68.82
PPO 2500: $156.24
PPO 1000: $176.50
Employee + Family
HSA 4000: $110.22
HSA 2000: $135.07
PPO 2500: $367.17
PPO 1000: $414.78
Medical Highlights
HSA 4000
(In-Network)
Plan Type
Physician Visit (Primary or Specialist)
20% after deductible
Preventive Care Services
Covered 100%
Emergency Room Visit
20% after deductible
Urgent Care Visit
20% after deductible
Your Coinsurance
20%
HSA 2000
(In-Network)
Plan Type
Physician Visit (Primary / Specialist)
20% after deductible
Preventive Care Services
Covered 100%
Emergency Room Visit
20% after deductible
Urgent Care Visit
20% after deductible
Your Coinsurance
20%
PPO 2500
(In-Network)
Plan Type
Physician Visit (Primary / Specialist)
$25 copay
Preventive Care Services
Covered 100%
Emergency Room Visit
$150 copay
Urgent Care Visit
$60 copay
Your Coinsurance
20%
PPO 1000
(In-Network)
Plan Type
Preventive Care Services
Covered 100%
Emergency Room Visit
$150 copay
Urgent Care Visit
$60 copay
Your Coinsurance
20%
Note: Beginning 1/1/2026, there is no cost share for telehealth.
Do you reside in California?
Your network is the UHC Select Plus
Do you reside outside of California?
Your network is the UHC Choice Plus
Medical Resources
Did You Know?
There's ONE ID card for medical, dental, and vision coverage? You can access your UMR ID card on UMR.com or through the UMR mobile app.
Contact the provider of these benefits by calling this phone number or visiting this website: (800) 826-9781 / umr.com
Prescriptions Highlights
HSA 4000 & HSA 2000
Retail Pharmacy (30 day supply)
Tier 1 - Generic
$10 copay, after deductible
Tier 2 - Brand Name Formulary
$35 copay, after deductible
Tier 3 - Brand Name Non-Formulary
$70 copay, after deductible
Tier 4 - Specialty
$250 max
Mail-Order Pharmacy (90 day supply)
Tier 1 - Generic
$25 copay, after deductible
Tier 2 - Brand Name Formulary
$87.50 copay, after deductible
Tier 3 - Brand Name Non-Formulary
$175 copay, after deductible
PPO 2500 & PPO 1000
Retail Pharmacy (30 day supply)
Tier 1 - Generic
$5 copay
Tier 2 - Brand Name Formulary
$30 copay
Tier 3 - Brand Name Non-Formulary
$65 copay
Tier 4 - Specialty
$250 max
Mail-Order Pharmacy (90 day supply)
Tier 1 - Generic
$12.50 copay
Tier 2 - Brand Name Formulary
$75 copay
Tier 3 - Brand Name Non-Formulary
$162.50 copay
Note: You will be responsible for the copay amount until your total expenses have reached the out-of-pocket maximum.
Contact the provider of these benefits by calling this phone number or sending an email: (866) 921-4047 / customerservice@truerx.com
Prescription Resources
Questions about a claim or finding an in-network doctor?
Ask the Care Line!
The Care Line can help educate and advocate. Available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions online at callthecareline.com.
Open Monday - Friday from 8:00 am - 7:00 pm (EST).
