Medical

We offer you a comprehensive benefits program to help you and your family protect your health and financial security. Your benefits are a valuable part of your compensation; we encourage you to learn how your plans work so you can get the most from them.

Medical Plan
Rates
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Learn more about your Medical Plan Options

EPO

Regional

  • UF Direct Health EPO

Available in Duval, Clay, St. Johns, Alachua, and Nassau counties only through UF Health’s network of providers. Out-of-state coverage is for true emergencies only.

UF Health Provider Search

HMO

Florida

  • Blue Care HMO High-Deductible
  • Blue Care HMO Low-Deductible

Offers comprehensive coverage throughout the state of Florida. Out-of-state coverage is for true emergencies only.

Florida Blue Provider Search

PPO

In- and Out-of-State Coverage

  • Blue Options PPO

Offers comprehensive medical coverage throughout the United States and includes Mayo Clinic.

Florida Blue Provider Search

Medical Plan Design

UF Direct Health

EPO

Summary of Benefits & Coverage

In-Network Only


Calendar Year Deductible (Individual / Family)

$750 / $1,500

Your Coinsurance

20%

Out-of-Pocket Maximum (Individual / Family)

$2,500 / $5,000

Teladoc

$0

Physician Visit (Primary Care / Specialist)

$10 / $30

Lab Diagnostic Services

$0

X-Ray / Advanced Imaging Services

CYD + 20%

Hospital Services

CYD + 20%

Urgent Care Visit

$25

Emergency Room Visit

CYD + 20%

Therapy Services (Outpatient / Inpatient)

CYD + 20%

Out-of-Network


Calendar Year Deductible (Individual / Family)

No Coverage

Your Coinsurance

No Coverage

Out-of-Pocket Maximum (Individual / Family)

No Coverage

Blue Care 65

HMO Higher Deductible

Summary of Benefits & Coverage

In-Network Only


Calendar Year Deductible (Individual / Family)

$1,500 / $3,000

Your Coinsurance

30%

Out-of-Pocket Maximum (Individual / Family)

$5,000 / $10,000

Teladoc

$0

Physician Visit (Primary Care / Specialist)

$25/ $40

Lab Diagnostic Services

$0

X-Ray / Advanced Imaging Services

CYD + 30%

Hospital Services

CYD + 30%

Urgent Care Visit

$25

Emergency Room Visit

CYD + 30%

Therapy Services (Outpatient / Inpatient)

$40 / CYD + 30%

Out-of-Network


Calendar Year Deductible (Individual / Family)

No Coverage

Your Coinsurance

No Coverage

Out-of-Pocket Maximum (Individual / Family)

No Coverage

Blue Care 48

HMO Lower Deductible

Summary of Benefits & Coverage

In-Network Only


Calendar Year Deductible (Individual / Family)

$300 / $600

Your Coinsurance

30%

Out-of-Pocket Maximum (Individual / Family)

$2,500 / $5,000

Teladoc

$0

Physician Visit (Primary Care / Specialist)

$25 / $35

Lab Diagnostic Services

$0

X-Ray / Advanced Imaging Services

$30 / $300

Hospital Services

CYD + 30%

Urgent Care Visit

$30

Emergency Room Visit

$300 + 30%

Therapy Services (Outpatient / Inpatient)

$35 / CYD + 30%

Out-of-Network


Calendar Year Deductible (Individual / Family)

No Coverage

Your Coinsurance

No Coverage

Out-of-Pocket Maximum (Individual / Family)

No Coverage

Blue Options 5782

PPO

Summary of Benefits & Coverage

In-Network


Calendar Year Deductible (Individual / Family)

$750 / $1,500

Your Coinsurance

30%

Out-of-Pocket Maximum (Individual / Family)

$6,000 / $12,000

Teladoc

$0

Physician Visit (Primary Care / Specialist)

$30 / $40

Lab Diagnostic Services

$0

X-Ray / Advanced Imaging Services

$35 / $300

Hospital Services

CYD + 30%

Urgent Care Visit

$35

Emergency Room Visit

$300 + 30%

Therapy Services (Outpatient / Inpatient)

$40 / CYD + 30%

Out-of-Network


Calendar Year Deductible (Individual / Family)

$1,000 / $2,000

Your Coinsurance

50%

Out-of-Pocket Maximum (Individual / Family)

$9,000 / $18,000

BCBS Resources

Teladoc


Get care within minutes without leaving home with Teladoc. For no cost, Teladoc gives you 24/7/365 access to U.S. board-certified doctors by web, phone or mobile app. It’s a convenient and affordable option for quality medical care.

Learn More

Healthy Addition Program


Healthy Addition is a comprehensive maternity care management program that offers a coordinated approach to support high-risk pregnancies, addressing medical, emotional, and social needs at no extra cost.

Learn More

Smoking Cessation Program


Quitting can be challenging, but it’s a journey worth taking for your health. Signing up for Group Quit is a small step you can take now that will shape your future for the better.

Join group sessions that provide effective tools and support, whether you prefer to meet in person or online.

Learn More

Blue365


Start saving today with exclusive discounts for BCBS members at no additional cost. Access year-round discounts on affordable solutions to support your health.

There's no need to earn rewards or points in order to take advantage of deals - you can start saving immediately!

Learn More

Contact the provider of these benefits by calling this phone number or visiting this website: 800-352-2583, floridablue.com

Transparency in Coverage

Contribution Rates

Per Pay Period - Biweekly

Employee Only


UF Direct Health

$0.00

Blue Care HMO 65

$0.00

Blue Care HMO 48

$27.57

Blue Options PPO

$41.35

Employee + Spouse


UF Direct Health

$122.88

Blue Care HMO 65

$119.75

Blue Care HMO 48

$159.98

Blue Options PPO

$191.17

Employee + Child(ren)


UF Direct Health

$105.86

Blue Care HMO 65

$106.23

Blue Care HMO 48

$142.55

Blue Options PPO

$170.33

Employee + Family


UF Direct Health

$235.52

Blue Care HMO 65

$237.52

Blue Care HMO 48

$323.74

Blue Options PPO

$370.74

Manage your benefits on

BSWIFT

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This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.