Accident Insurance Plan
Administered by MetLife
We offer two voluntary Accident plans through MetLife to regular full-time employees and their qualifying dependents. This benefit helps fill financial gaps caused by expenses related to an injury caused by a covered accident. Cash benefits are paid directly to you, regardless of what is covered by your medical plan or any other insurance. Benefits are paid for initial and follow-up care, medical imaging, X-rays, dislocations, fractures, physical therapy, and more. These benefits can be used to pay expenses like coinsurance, deductibles, or everyday expenses like your mortgage, childcare, or groceries. It’s up to you.
Refer to the benefit summary for details of coverage, including limitations and exclusions.
Low Plan
On and Off Job Coverage
On and off Job
Ambulance
$200-$750
Emergency Care
$25-$100
Burns (2nd / 3rd Degree)
Up to $5,000
Concussions
$200
Dislocations
Up to $3,000
Fracture
Up to $3,000
Hospital Admission
$500 (once per benefit year)
Hospital Confinement
$100 per day (max 31 days)
ICU or Critical Care Admission
$1,000 (once per year)
ICU or Critical Care Confinement
$200 per day (max 31 days)
Accidental Death Benefit
$25,000 ($75,000 for common carrier1)
High Plan
On and Off Job Coverage
On and off Job
Ambulance
$300-$1,000
Emergency Care
$50-$200
Burns (2nd / 3rd Degree)
Up to $10,000
Concussions
$400
Dislocations
Up to $6,000
Fracture
Up to $6,000
Hospital Admission
$1,000 (once per benefit year)
Hospital Confinement
$200 per day (max 31 days)
ICU or Critical Care Admission
$2,000 (once per year)
ICU or Critical Care Confinement
$400 per day (max 31 days)
Accidental Death Benefit
$50,000 ($150,000 for common carrier1)
- Common Carrier refers to airplanes, trains, buses, trolleys, subways and boats. Certain conditions apply. See your Disclosure Statement or Outline of Coverage/Disclosure Document for specific details.
Contribution Rates
Semi-Monthly Pre-Tax Contributions (24 Pay Periods)
Payroll Rates
Semi-Monthly Pre-Tax Contributions (24 Pay Periods)
Employee Only
Low Plan
$2.52
High Plan
$4.80
Employee + Spouse
Low Plan
$5.11
High Plan
$9.75
Employee + Child(ren)
Low Plan
$5.21
High Plan
$9.88
Family
Low Plan
$6.52
High Plan
$12.37
Hospital Indemnity Plan
Administered by MetLife
We offer two voluntary Hospital Indemnity plans through MetLife to regular full-time employees and their qualifying dependents. This plan pays cash benefits to you for an inpatient hospital admission and daily stays. These benefits can help pay towards your medical plan’s deductible, coinsurance, or everyday expenses like day care, utilities, and groceries.
Please refer to the benefit summary for details of coverage, including limitations, and exclusions.
Low Plan
Hospital Admission
$1,000 (once per year)
Hospital Confinement
$100 per day, up to 30 days
ICU Admission
$1,000 (once per year)
ICU Confinement
$200 per day, up to 30 days
High Plan
Hospital Admission
$2,000 (once per year)
Hospital Confinement
$200 per day, up to 30 days
ICU Admission
$2,000 (once per year)
ICU Confinement
$400 per day, up to 30 days
Contribution Rates
Semi-Monthly Pre-Tax Contributions (24 Pay Periods)
Payroll Rates
Semi-Monthly Pre-Tax Contributions (24 Pay Periods)
Employee Only
Low Plan
$11.52
High Plan
$23.03
Employee + Spouse
Low Plan
$18.21
High Plan
$36.41
Employee + Child(ren)
Low Plan
$15.88
High Plan
$31.75
Family
Low Plan
$23.80
High Plan
$47.79
Contact the provider of these benefits by calling this phone number or visiting this website: 800-942-0854, www.metlife.com
Legal Services & ID Theft Protection
MetLaw Legal Services
MetLaw Legal provides low cost legal services. Plan benefits emphasize preventive legal care to help keep minor legal problems from becoming serious — or financially devastating. This plan offers assistance with a wide range of legal matters that show up in everyday situations. Assistance includes:
- Advice and Consultation
- Consumer Protection
- Debt Matters
- Defense of Civil Lawsuits
- Document Preparation
- Personal Injury
- Real Estate Matters
- Traffic & Criminal Matters
- Wills and Estate Planning
- Family Law & Estate Planning
To learn more, visit info.legalplans.com or call 800-821-6400
IdentityForce ID Theft Protection
IdentityForce provides world-class identity theft protection plans built to proactively monitor, alert, and help you fix any identity theft compromises.
IdentityForce proactively monitors the Dark Web, credit reports, and real-time fraud issues, and will help you fix any compromises to your personal information. All without the hassle of making phone calls, completing paperwork, and all the heavy lifting needed to make sure your identity is restored. Services include:
- Dark web monitoring and threat alerts
- Social media identity monitoring
- Unlimited childwatch
- Ransomware resolution and reimbursement
- Social engineering resolution and reimbursement
- Senior fraud resolution and insurance
- Cyber bullying expense reimbursement
- Bank, credit card, 401(k), HSA, and investment account threshold alerts
- Credit reports and scores, tracker, and simulatot
- Mobile attack control
- VPN
- BreachIQ
- Identity vault and secure storage
visit www.identityforce.com for more information.