Life & Disability
We encourage employees to take care of themselves and their loved ones – now and in the future. At times, unfortunate events such as an unexpected death or injury can take a toll on our employees and their families. We help employees through these tough times by providing the additional benefits listed below.
Learn more about Life Insurance
Life and AD&D Plan Design
Administered by Prudential
- Benefits are reduced at age 65 and may reduce again in subsequent years as noted in your Certificate.
Voluntary Life and AD&D Plan Design
Administered by Prudential
Life Insurance and Accidental Death & Dismemberment
Dependent Coverage1,2
Plan Funding
Employee-funded
Benefit Amount3
Spouse: Up to $250,000 in $10,000 increments
Dependent child(ren) under 6 months: $500
Dependent child(ren) over 6 months: Up to $10,000 in $2,000 increments
Benefit Maximum
Up to 100% of employee coverage
Spouse: Not exceeding $250,000 Dependent child(ren): Not exceeding $10,000
Guarantee Issue
Spouse: $100,000
Dependent child(ren): All amounts guaranteed
- In order to elect coverage for your dependents, you must elect voluntary coverage for yourself.
- Child(ren) must primarily depend on the employee for 50% or more of their support. A full benefit is payable for a dependent child who is 6 months to 26. A reduced benefit of $500 is payable for a child from 14 days to 6 months. (No benefit is payable for a child from birth to 14 days).
Contact the provider of these benefits by calling this phone number or visiting this website: (800) 778-4357, prudential.com
Disability
We offer Short-Term Disability (STD) and Long-Term Disability (LTD). These disability coverages work in conjunction with one another to provide continuous income replacement in the event of a sudden income loss.
Learn more about Disability Insurance
Disability Plan Design
Administered by The Hartford
- STD is a company-funded benefit. You are eligible for the plan automatically at no cost to you.
- LTD is a company-provided benefit. You are eligible for the plan automatically at no cost to you.
- Coverage amount is based on pre-disability earnings.
Contact the provider of these benefits by calling this phone number or visiting this website: (800) 523-2233, thehartford.com
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.