Retiree Benefits information will be available on Friday, June 5th
OPEN ENROLLMENT
July 1 - August 4
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family. Whether you are a newly hired employee or a current employee enrolling during Open Enrollment, elections you make at this time will remain in effect until the next Open Enrollment period, unless you have a qualifying life event that allows a plan change.
Welcome to your benefits package!
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family. Whether you are a newly hired employee or a current employee enrolling during Open Enrollment, elections you make at this time will remain in effect until the next Open Enrollment period, unless you have a qualifying life event that allows a plan change.
Who is eligible?
All full-time (minimum 0.6 of an allocation) contracted employees may choose to enroll in one or all of the benefit offerings. You may also waive coverage.
- Your spouse (the person you are legally married to under state law)
- Your dependent child up to the end of the month or calendar year (eligibility varies by plan) in which he or she reaches age 26 regardless of their student or tax dependent status, depending election.
- Your grandchild for whom you are the legal guardian, while also meeting the dependent criteria above
When can I enroll?
You can enroll only at certain times throughout the year.
- As an employee, you can enroll during the annual open enrollment period.
- New hires must enroll by the first day of the month following their first 45 days of work.
- Employees enrolling due to a qualifying life event change must enroll or waive coverage within 30 days from the date of the qualifying life event.
How do I make changes?
Open Enrollment is the one time each year that employees can make changes to their benefit elections without a qualifying life event.
- You will need to notify the Insurance Department right away if you have a qualifying life event change and need to make a change to your benefit elections (you only have 30 days from the day of the qualifying life event to make any changes).
- Qualified changes in status include, for example: marriage, divorce, legal separation, spouse's change of employment status, birth or adoption of a child.
Dependent Eligible Plans Available
Medical
Dependents are eligible for coverage up to the end of the month in which they reach age 26. Dependents over the age of 26 are eligible if they are physically or mentally disabled and fully dependent on you for support.
Dental
Dependents are eligible up to the end of the calendar year they turn age 30 if they are unmarried and live in Florida or attend school full time in another state; or if they are physically or mentally disabled and fully dependent on you for support.
Vision
Dependents are eligible for coverage if attending school full time, or dependent upon you for support, up to the end of the calendar year they turn 26. There is no age limit for children who are disabled. Forms may be required.
Life and AD&D Insurance
You may enroll in the Supplemental Term Life and AD&D Insurance for your unmarried dependent children up to age 19, or 26 if attending school full time, or dependent upon you for support. Coverage ends on the earlier of the date of marriage or the dependent child’s date of birth. Disabled children are eligible for life insurance.
Accident and Injury, Whole Life, Hospital Indemnity, and Critical Illness
Dependent children may be covered until the end of the month in which they turn 26.
Learn more about
Qualifying Life Events
Important Information
Nicotine Surcharge
Nicotine users will receive a premium surcharge of $25 per paycheck on top of their medical premiums. The tobacco surcharge is an additional amount that applies if you have used tobacco products in the last 6 months.
Individuals are considered a nicotine user if you use any form of nicotine products (e.g., cigarettes, cigars, cigarillos, pipes, e-cigarettes, vapes), applied to the gums (e.g., dipping, chewing tobacco, or snuff), loose tobacco smoked via pipe (hookah or hand-rolled cigarettes) and/or inhaled one or more times per week within the past 6 months. Nicotine cessation products like Nicorette Gum are not included in this list.
If you think you might be unable to meet the current standard (no nicotine surcharge), you may qualify for the opportunity to earn the reduction by participating in free cessation program through Tobacco Free Florida.
Medical vs Non-Medical Enrollment
The District pays a portion of your premiums through one of two benefit payment plan options: With or Without Medical. Each plan offers different coverage options and is paid at different benefit premium levels. Please note that you will not be automatically enrolled by the district. You will have to enroll if you desire coverage from a provider.
Resources
This Digital Benefits Guide is your go-to resource for benefits information, designed to help you make an informed decision about your elections. To view carrier contact information, required notices, glossary, and more, visit the Resources page.
Questions?
We understand that you may have questions about enrollment or benefits throughout the year. Let our Benefits Team help! We provide year-round support for questions about your benefits. If you have questions or would like help understanding or accessing your benefits, contact Insurance Department.
Need help accessing the platform?
If you need help accessing the platform, call the BenefitFocus Support Team! 877-336-8082 Mon - Fri, 8 AM – 8 PM EST
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.