Supplemental Benefits
Supplemental benefits insurance through UNUM can help protect you from significant or unexpected out-of-pocket expenses. Consider your anticipated medical needs along with the cost of the insurance plans available to you. Keep in mind, these plans are intended to supplement, not replace, a medical plan.
Learn more about
Critical Illness
Critical Illness Plan
Administered by UNUM
We offer voluntary Critical Illness plans through UNUM to employees and their qualifying dependents. This benefit is designed to pay out a lump sum in the event of being diagnosed with any one of the covered serious illnesses. The purpose of the coverage is to ease the financial pressures and burdens during treatment and recovery from a critical condition. 100% coverage amount for critical illness diagnosis of cancer, vascular, and other specified illness.
Wellness Benefit
$50 per benefit year
Your critical illness insurance policy includes a $50 Wellness Benefit offer, which will pay you and covered family members an annual benefit if you complete an eligible health assessment/screening.
Employee
Benefit Amount
$10,000 or $20,000
Spouse
Benefit Amount
$10,000
Dependent Child(ren)
Benefit Amount
50% of Employee Coverage Amount
Learn more about
Accident Insurance
Accident Insurance Plan
Administered by UNUM
We offer a voluntary Accident plan through UNUM to employees and their qualifying dependents. This benefit helps fill financial gaps caused by expenses related to an injury caused by a covered accident. Cash benefits are paid directly to you, regardless of what is covered by your medical plan or any other insurance. Benefits are paid for initial and follow-up care, medical imaging, X-rays, dislocations, fractures, physical therapy, and more. These benefits can be used to pay expenses like coinsurance, deductibles, or everyday expenses like your mortgage, childcare, or groceries. It’s up to you.
Refer to the benefit summary for details of coverage, including limitations and exclusions.
Wellness Benefit
$50 per benefit year
Your accident insurance policy includes a $50 Wellness Benefit offer, which will pay you and covered family members an annual benefit if you complete an eligible health assessment/screening.
Accidental Death
Benefit Amount - Employee
$50,000
Benefit Amount - Spouse
$20,000
Benefit Amount - Child(ren)
$10,000
General Provisions
Ambulance (Ground / Air)
$400 / $1,500
Burns (2nd / 3rd Degree)
Up to $1,000 / $10,000
Concussions
$150
Dislocations
Up to $6,000
Fracture
Up to $7,500
Hospital Benefits
Hospital Admission
$1,000 (once per benefit year)
Hospital Confinement
$200 per day (up to 365 days)
ICU or Critical Care Admission
$1,500 (once per benefit year)
ICU or Critical Care Confinement
$400 per day (up to 15 days)
Emergency Room
$150
X-ray
$200 (per accident)
Low Plan
On and Off Job Coverage
On and off Job
Initial Physician Office / Urgent Care
$50
Ambulance (Ground / Air)
$300 / $1,200
Emergency Room
$100
Hospital Admission
$500 (once per benefit year)
Hospital Confinement
$165 per day (max 31 days)
Accident Follow Up Visit
$50 per visit (max 2 visits)
Physical Therapy
$25 per visit (max 10 visits)
Accidental Death Benefit
$25,000
High Plan
On and Off Job Coverage
On and off Job
Initial Physician Office / Urgent Care
$100
Ambulance (Ground / Air)
$400 / $1,600
Emergency Room
$200
Hospital Admission
$1,000 (once per benefit year)
Hospital Confinement
$165 per day (max 31 days)
Accident Follow Up Visit
$75 per visit (max 2 visits)
Physical Therapy
$50 per visit (max 10 visits)
Accidental Death Benefit
$50,000
Learn more about
Hospital Indemnity
Hospital Insurance Plan
Administered by The Hartford
We offer a voluntary Hospital Indemnity plan through The Hartford to regular full-time employees and their qualifying dependents. This plan pays cash benefits to you for an inpatient hospital admission and daily stays. These benefits can help pay towards your medical plan’s deductible, coinsurance, or everyday expenses like day care, utilities, and groceries.
Please refer to the benefit summary for details of coverage, including limitations, and exclusions.
Admission Benefit
Benefit Limits
1x per calendar year
Hospital Admission
$1,500
ICU Admission
$1,000
Confinement Benefit
Benefit Limits
30 days per calendar year
Hospital Confinement
$200 per day, up to 30 days
ICU Confinement
$200 per day, up to 30 days
Wellness Benefit
$50 per benefit year
Your hospital indemnity insurance policy includes a $50 Wellness Benefit offer, which will pay you and covered family members an annual benefit if you complete an eligible health assessment/screening.
Contribution Rates
Weekly Deductions
Employee Only
Critical Illness - Employee
Based on age
Accident
$4.78
Employee & Spouse
Critical Illness - Spouse
Based on age
Accident
$8.27
Employee & Child(ren)
Critical Illness - Dependent
Based on age
Accident
$8.90
Employee & Family
Critical Illness
Based on age
Accident
$12.39
Contact the provider of these benefits by calling this phone number or visiting this website: (866) 679-3054, www.unum.com