Supplemental Benefits

Ansel is supplemental health insurance that pays a lump sum if you are diagnosed with any of 13,000+ covered conditions. Ansel pays cash benefits to help with health care expenses not covered by your major medical insurance or anything else you need on your road to recovery.

Meet Ansel Overview
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Supercharge your health benefit strategies with Ansel.

Ansel has reimagined supplemental health insurance to ease the financial impact of a wide range of sudden, unexpected medical expenses—in one plan.

View Benefit Highlights

What's Covered

  • 6,000+ Moderate conditions simple fractures, lacerations, kidney stones, and dehydration
  • 5,600+ Severe conditions like appendicitis, compound fractures, pulmonary embolism, and torn ACL
  • 1,500+ Catastrophic conditions malignant lung cancer, heart attack, stroke, and major organ failure
View Sample Conditions

Benefit Separation Periods

Benefits are payable only once per category or each insured within the separation periods below:

  • Moderate: 14 days
  • Severe: 30 days
  • Catastrophic: 90 days

File a Claim

  • With medical claims integration, Ansel can determine when you're eligible for benefits and pay you proactively and automatically, so you don't have to worry about filing a claim.
  • Or, it's easy to file a claim in minutes. As soon as you're diagnosed, members can file a claim via our online member portal or mobile app with info they have on hand. Once approved, they’ll get paid in hours—not weeks—so they can focus on feeling better and getting back to work.
View Claims Overview

Supplemental Benefits Contributions

(Based on 26 pays per year)

Employee Only

Value Plan

Age 18-49: $5.63

Age 50-59: $14.64

Age 60+: $24.99

Enhanced Plan

Age 18-49: $10.25

Age 50-59: $27.32

Age 60+: $47.02

Premier Plan

Age 18-49: $15.88

Age 50-59: $41.96

Age 60+: $72.01

Employee + Spouse

Value Plan

Age 18-49: $11.26

Age 50-59: $29.28

Age 60+: $49.99

Enhanced Plan

Age 18-49: $20.51

Age 50-59: $54.65

Age 60+: $94.04

Premier Plan

Age 18-49: $31.77

Age 50-59: $83.93

Age 60+: $144.02

Employee + Child(ren)

Value Plan

Age 18-49: $10.13

Age 50-59: $26.35

Age 60+: $44.99

Enhanced Plan

Age 18-49: $18.46

Age 50-59: $49.18

Age 60+: $84.63

Premier Plan

Age 18-49: $28.59

Age 50-59: $75.53

Age 60+: $129.62

Employee + Family

Value Plan

Age 18-49: $16.89

Age 50-59: $43.92

Age 60+: $74.98

Enhanced Plan

Age 18-49: $30.76

Age 50-59: $81.97

Age 60+: $141.05

Premier Plan

Age 18-49: $47.65

Age 50-59: $125.89

Age 60+: $216.03

Questions about your benefits? Ansel Member Services team is available to help at (888) 300-5382.