Disability & Life Insurance
We encourage employees to take care of themselves and their loved ones – now and in the future. At times, unfortunate events such as an unexpected death or injury can take a toll on our employees and their families. We help employees through these tough times by providing the additional benefits listed below.
SHORT-TERM DISABILITY HIGHLIGHTS
Plan Funding
100% employee paid
Benefit Percentage
60% of your weekly salary
Maximum Weekly Benefit
$1,000
Benefit Begins (Accident / Sickness)
15th day / 15th day
Benefit Duration
11 weeks
LONG-TERM DISABILITY HIGHLIGHTS
Plan Funding
100% employer paid
Benefit Percentage
60% of your monthly salary
Maximum Monthly Benefit
$6,000
Benefit Begins (Accident/Sickness)
91st day
Benefit Duration
SSNRA (Social Security Normal Retirement Age)
Contact the provider of these benefits by calling this phone number or visiting this website: Guardian Customer Service: (800) 541-7846 | www.guardiananytime.com
GROUP LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) BENEFIT HIGHLIGHTS
Plan Funding
100% employer paid
Benefit (Employee Only)
1.5x Annual Earnings to $170,000
Benefit Reduction Schedule
35% at age 65; 60% at age 70; 85% at age 70
VOLUNTARY LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) BENEFIT HIGHLIGHTS
Employee Benefit
Increments of $10,000
Maximum Coverage: up to $300,000
Guarantee Issue3: Under age 70 is $50,000; Age 70 and over is $10,000
Spouse1,2
Increments of $5,000
Maximum Coverage: up to $250,000 not to exceed 100% of employee amount
Guarantee Issue3: Under age 65 is $25,000; Age 65 and over is $10,000; age 70+ is $0
Child(ren)1
Birth - 14 days: $500 15 days - 26 years: $10,000
Increments of $1,000
Please note - Voluntary Life and AD&D is 100% employee paid
1. Coverage is only available to the spouse and dependent child(ren) if the employee elects coverage.
2. Spouse’s rate is based on the employee’s age.
3. The Guarantee Issue is the dollar amount that will be issued without submitting proof of insurability, such as answering medical questions on an application or completing a medical exam.
Contact the provider of these benefits by calling this phone number or visiting this website: Guardian Customer Service: (800) 541-7846 | www.guardiananytime.com
QUESTIONS? CONTACT THE CARE LINE
Care Line is an NFP-sponsored program that is staffed by dedicated professionals to help you understand the benefit options made available to you. Whether you have concerns about a recent claim or bill, finding an in-network doctor or just some guidance on which medical plan is right for you and your family, the Care Line can help educate and advocate. The Care Line is available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions at callthecareline.com.
The Care Line is open Monday - Friday from 8:00 am - 7:00 pm (EST).