Open Enrollment will be
September 3 - September 10
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family. During this Open Enrollment period, you can make changes to your benefit elections without experiencing a qualifying life event. Any benefit election changes made during this period will take effect on October 1, 2024, and remain in place through September 30, 2025.
We would like to welcome you to the 2024-2025 annual benefits summary package!
This Digital Benefits Guide contains detailed summaries of the benefits offered to you. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family.
Whether you are a newly hired employee or a current employee enrolling during Open Enrollment, elections you make at this time will remain in effect until the next Open Enrollment period, unless you have a qualifying event that allows a plan change.
BENEFITS OFFERED
Full-Time & Part-Time Staff Benefits
Full-Time Staff Benefits
This is a brief description of St. Joseph Institute's Benefits for eligible employees, which begin the first of the month following 30 days of employment, unless otherwise indicated. For additional information, please review the employee handbook or contact Human Resources.
When am I eligible?
Eligibility begin the first of the month following 30 days of employment, unless otherwise indicated. For additional information, please review the employee handbook or contact Human Resources.
When can I enroll?
You can enroll only at certain times throughout the year.
- As a current employee, you can enroll during the annual open enrollment period
- If you are a newly hired employee, you must enroll or waive coverage within 30 days from your date of hire.
- Employees enrolling due to a qualifying event must enroll or waive coverage within 30 days from the date of the qualifying event.
How do I make changes?
Open Enrollment is the one time each year that employees can make changes to their benefit elections without a qualifying life event.
- You will need to notify Human Resources right away if you have a qualifying life event and need to make a change to your benefit elections (you only have 30 days from the day of a qualifying event to make any changes).
- Qualified changes in status include, for example: marriage, divorce, legal separation, spouses change of employment status, birth or adoption of a child.
Watch this video to learn more about Qualifying Life Events
This Digital Benefits Guide only summarizes your benefit plans. If there is a discrepancy between the information in this document and the carrier plan document, the carrier plan documents will always govern.
QUESTIONS? CONTACT THE CARE LINE
Care Line is an NFP-sponsored program that is staffed by dedicated professionals to help you understand the benefit options made available to you. Whether you have concerns about a recent claim or bill, finding an in-network doctor or just some guidance on which medical plan is right for you and your family, the Care Line can help educate and advocate. The Care Line is available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions at callthecareline.com.
The Care Line is open Monday - Friday from 8:00 am - 7:00 pm (EST).