Dental Coverage
Your dental benefits represent a significant component of our compensation package because we believe we need to invest in programs that help our employees and their families prioritize their dental health. You have one (1) plan option through principal.
Watch this video to learn more about your Dental Plan
Dental Highlights
Dental PPO
In-Network
Network1
Principal
Calendar Year Deductible (Individual / Family)
$50 / $150
Annual Maximum per Person
$1,500
Preventive Dental Services1,2
Covered 100%
Basic Dental Services1,2
Covered 80%
Major Dental Services1,2
Covered 50%
Orthodontics1,2
Covered 50%, lifetime max of $1,500 per child
Maximum Rollover Threshold3
$375 / $750
1.Coverage is for reasonable and customary charges. In no event will the covered charge be greater than the 90th percentile of the prevailing fee data for a particular service in the geographic
2. Please review your certificate of coverage for a complete list of services covered by the plan.
3. With Maximum Rollover, you may rollover a portion of your unused annual dental maximum into your personal Maximum Rollover Account (MRA). The MRA can be used in future years if you reach the plan’s annual maximum. For additional details on your dental max rollover benefit, please see your certificate of coverage
Contact the provider of these benefits by calling this phone number or visiting this website: Principal Customer Service - (800) 247-4695, www.principal.com
Preventive Dental Services
- Cleaning and oral exam
- Fluoride treatment
- Sealants
- X-rays
Basic Dental Services
- Filling
- Tooth removal
- Root canal
- Anesthesia
Major Dental Services
- Inlays, onlays
- Crowns, bridges, dentures (repair & maintenance)
Orthodontia
- Appliances, including braces and retainers
- Available for children only
DENTAL COSTS
(Based on 26 pays per year)
Employee Only
You Pay: $3.32
Your Employer Pays: $15.04
Employee + Spouse
You Pay: $13.61
Your Employer Pays: $22.95
Employee + Children
You Pay: $21.96
Your Employer Pays: $28.44
