Dental Plan Design
Delta Dental of Rhode Island | For more details, please refer to the plan document.
RISD offers staff two options for dental insurance through Delta Dental of Rhode Island. Both the Premier Plan and the Premier Plus Plan cover exams, as well as other dental care and treatment, including orthodontia. With these plans, you can choose any licensed dentist; they don't need to be in-network. However, visiting an in-network dentist will result in lower rates. No referral is required for seeing specialists. Both plans include a carry-over feature. If your total yearly claims do not exceed $1,500 (Premier Plan) or $1,750 (Premier Plus Plan), $250 will carry over into the next plan year. You can carry over an additional $100 if you use exclusively in-network providers. Provider directories are available at www.deltadentalri.com.
- Out-of-Network: You have the freedom to choose any dentist, but it is important to know that your out-of-pocket costs may be higher when you visit a dentist who does not participate in the Delta Dental network. Services from an out-of-network dentist may cost you more than the benefits shown on this page.
Preventive
Procedures that dentists use to diagnose, monitor, and maintain a patient's oral health:
- Cleaning and oral exam
- Fluoride treatment
- Sealants
- X-rays
Basic
Treatments that are relatively straightforward and don’t involve a significant laboratory expense:
- Filling
- Tooth removal
- Root canal
- Anesthesia
Major
Procedures that are more complex and often involve a dental laboratory expense:
- Bridges and dentures
- Inlays, onlays, and veneers
- Crowns, bridges, and dentures (repair & maintenance)
Orthodontia
Specialist care and corrective action to align bite and/or straighten teeth:
- Appliances, including braces and retainers
Contribution Rates
Contact the provider of these benefits by calling this phone number or visiting this website: 1 (800) 843-3582, www.deltadentalri.com
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.