Life Insurance
We encourage employees to take care of themselves and their loved ones – now and in the future. At times, unfortunate events such as an unexpected death can take a toll on our employees and their families. We help employees through these tough times by providing life insurance benefits through Prudential.
Watch this video to learn more about life insurance
BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) BENEFIT HIGHLIGHTS
Plan Funding
100% employer paid
Benefit (Employee Only)
$25,000
Benefit Reduction Schedule
35% at age 65; 50% at age 70
VOLUNTARY LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) BENEFIT HIGHLIGHTS
If you elected voluntary life coverage in the past, your benefit will continue into the next plan year. If you wish to make any modifications to your current elections, you may do so. For employees, you can purchase or increase your current coverage by $20,000 without completing a statement of health. For spouses, they can purchase or increase coverage by $10,000 and coverage on children can be purchased or increased by $5,000 (maximum benefit is $10,000).
If you wish to elect an amount over those amounts, please complete a Statement of Health form and your amount request will be reviewed. Please see Employee Navigator for rates and necessary enrollment forms.
Employee
Increments of $10,000
Maximum Coverage: $300,000
Guarantee Issue: $70,0003
Spouse1,2
Increments of $5,000
Maximum Coverage: $100,000
Guarantee Issue: $20,0003
Child(ren)1
Birth - 14 days: $5,000 or $10,000
14 days - 26 years: $5,000 or $10,000
Please note - Voluntary Life and AD&D is 100% employee paid
1. Coverage is only available to the spouse and dependent child(ren) if the employee elects coverage.
2. Spouse’s rate is based on the spouse's age.
3. The Guarantee Issue is the dollar amount that will be issued without submitting proof of insurability, such as answering medical questions on an application or completing a medical exam. Check with your employer to see if you’re eligible for the Guarantee Issue.
Questions about your benefits? Prudential Customer Service: (800) 778-4357, www.prudential.com
QUESTIONS? CONTACT THE CARE LINE
Care Line is an NFP-sponsored program that is staffed by dedicated professionals to help you understand the benefit options made available to you. Whether you have concerns about a recent claim or bill, finding an in-network doctor or just some guidance on which medical plan is right for you and your family, the Care Line can help educate and advocate. The Care Line is available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions at callthecareline.com.
The Care Line is open Monday - Friday from 8:00 am - 7:00 pm (EST).