HSA & FSA
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) both offer valuable tax advantages for covering healthcare expenses and managing costs effectively, but the choice between them depends on your specific circumstances, including your health plan, anticipated medical expenses, and financial goals. Review the details on this page to help you decide which accounts are right for you.
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All About Your HSA
HSA Contributions & Limits
Company contributions to the HSA are pro-rated on a bi-weekly basis.
Did You Know?
If you are age 55 or older and are eligible to add money to your HSA, you can add an additional $1,000 above the regular limits, referred to as a “catch-up” contribution.
Employee Only
IRS Contribution Limit: $4,400
Company Contribution: $500
Your Max Contribution: $3,900
Employee + Spouse
IRS Contribution Limit: $8,750
Company Contribution: $500
Your Max Contribution: $8,250
Employee + Child(ren)
IRS Contribution Limit: $8,750
Company Contribution: $500
Your Max Contribution: $8,250
Employee + Family
IRS Contribution Limit: $8,750
Company Contribution: $500
Your Max Contribution: $8,250
Flexible Spending Account (FSA)
A Flexible Spending Account (FSA) is a special account you add pre-tax dollars into that you use to pay for certain out-of-pocket health care costs. The benefit you see is the amount you would save by not paying taxes on the amount paid into your FSA. Employees may be eligible to participate in an FSA through Benepass.
Watch this video to learn more about your
Flexible Spending Account (FSA) >>>
2026 Maximum Contribution
Health Care Flexible Spending Account1,2
$3,400
Dependent Care Flexible Spending Account1,3
Single or married filing a joint return: $7,500
Married filing separate return: $3,750
Sample Expenses: daycare, after-school care, elder care
Rollover Amount4
$680
1. The IRS requires you to keep copies of all expenses in which your FSA dollars were used.
2. Annual pledged contribution is available on your effective date of coverage.
3. Annual pledged contribution is available to the extent of employee contribution.
4. Rollover amount is from 2026-2027. The rollover amount from 2025-2026 is $660.
Questions about a claim or finding an in-network doctor?
Ask the Care Line!
The Care Line can help educate and advocate. Available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions online at callthecareline.com.
Open Monday - Friday from 8:00 am - 7:00 pm (EST).
