Dental & Vision
Dental and vision insurance are key to maintaining overall health and financial well-being. Dental insurance helps cover the costs of routine checkups, cleanings, and treatments, preventing costly dental issues. Vision insurance provides coverage for eye exams, glasses, and contact lenses, ensuring you can maintain good vision without a financial burden. Together, they help manage healthcare costs and ensure access to essential preventive care.
Dental Insurance
If you’re wondering whether or not you need dental insurance, the first thing you should know is that medical insurance doesn’t cover most dental services. You can develop oral or dental issues at any time, either from not taking care of your teeth or as a result of an illness or accident. Dental insurance through UMR provides you with coverage that can save you money and help ensure you maintain good oral health.
Watch this video to learn more about
Dental Insurance >>>
Dental Employee Premiums
As an employee of STG, you pay the premiums for dental coverage. The premium amount is based on the plan and tier of coverage that you elect. The following rates are bi-weekly (26 pays per year) payroll deductions.
Employee Only
Silver Plan: $10.83
Gold Plan: $20.50
Employee + Spouse
Silver Plan: $19.88
Gold Plan: $37.64
Employee + Child(ren)
Silver Plan: $23.31
Gold Plan: $44.15
Employee + Family
Silver Plan: $32.37
Gold Plan: $61.28
Dental Highlights
Silver Plan
(In-Network)
Network
UHC
Plan Year Deductible
Individual: $50
Family: $150
Annual Maximum Per Person
$1,000
Covered 100%
Covered 80%
Covered 50%
Orthodontics1,2
N/A
Dental Maximum Rollover / Threshold3
$250 / $500
Gold Plan
(In-Network)
Network
UHC
Plan Year Deductible
Individual: $50
Family: $150
Annual Maximum Per Person
$1,500
Covered 100%
Covered 80%
Covered 50%
Orthodontics1,2
Covered 50% up to a lifetime max of $1,000
Dental Maximum Rollover / Threshold3
$400 / $750
- Coverage is for reasonable and customary charges. In no event will the covered charge be greater than the percentile of the prevailing fee data for a particular service in the geographic area.
- Please review your certificate of coverage for a complete list of services covered by the plan.
- With Maximum Rollover, you may rollover a portion of your unused annual dental maximum into your personal Maximum Rollover Account (MRA). The MRA can be used in future years if you reach the plan's annual maximum. For additional details on your dental max rollover, please see your certificate of coverage.
Dental Resources
Did You Know?
There's ONE ID card for medical, dental, and vision coverage? You can access your UMR ID card on UMR.com or through the UMR mobile app.
Contact the provider of these benefits by calling this phone number or visiting this website: (800) 826-9781 / umr.com
Vision Insurance
Your vision health is an important part of complete wellness. STG Logistics is pleased to present your vision benefit through UMR which is designed to give you and your covered family members the care, value and service to help maintain good vision and overall health.
Watch this video to learn more about
Vision Insurance >>>
Vision Employee Premiums
As an employee of STG, you pay the premiums for vision coverage. The premium amount is based on the tier of coverage that you elect. The following rates are bi-weekly (26 pays per year) payroll deductions.
Employee Only
$3.09
Employee + Spouse
$5.20
Employee + Child(ren)
$5.31
Employee + Family
$8.35
Vision Highlights
UMR Vision
Network
Spectera
Vision Exam Services
(Once every 12 months)
$10 copay
Glasses Lenses (Single / Bifocal / Trifocal / Lenticular)1
(Once every 12 months)
$25 copay
Glasses Frames1
(Once every 24 months)
Up to $130 retail frame allowance, plus 30% off remaining balance
Contact Lenses (Medically Necessary / Elective)1
(Once every 12 months)
$25 copay / $150 retail allowance
1. The plan will not cover both glasses frames/lenses and contact lenses in the same year.
Vision Resources
Did You Know?
There's ONE ID card for medical, dental, and vision coverage? You can access your UMR ID card on UMR.com or through the UMR mobile app.
Contact the provider of these benefits by calling this phone number or visiting this website: (800) 826-9781 / umr.com
Questions about a claim or finding an in-network doctor?
Ask the Care Line!
The Care Line can help educate and advocate. Available to all employees and children over 18 who are enrolled on the benefit plan.
Contact the Care Line at (844) 717-8777, or you can submit your questions online at callthecareline.com.
Open Monday - Friday from 8:00 am - 7:00 pm (EST).
