Coming Soon!

Second Medical-Related Only Open Enrollment

September 4 - 13, 2026

Due to recent price changes to the medical plans, employees who elected medical coverage during Annual Open Enrollment will have a one-time opportunity to update their medical plan election and, if applicable, their spending account election.

ONLY employees who already have a medical plan election effective October 1, 2026, are eligible to participate in this special enrollment opportunity.

You will receive an email with instructions to complete a survey through your MyOneClay login. Please click on the helpful FAQ below for additional information.

Important Second Open Enrollment FAQ

Medical

We offer you a comprehensive benefits program to help you and your family protect your health and financial security. Your benefits are a valuable part of your compensation; we encourage you to learn how your plans work so you can get the most from them.

You have three (3) plan options through Blue Cross Blue Shield.

Enroll in Your Benefits

HMO vs PPO Video (7:52)

CLICK TO VIEW INFORMATION:

Medical Plan

Medical Resources

Rates

Contact the provider of these benefits by calling this phone number or visiting this website:

Group # 71-6289N

Phone: 855-816-7637

Website: myhealthtoolkitfl.com

Medical Plan Design

This is not a complete list of covered services. For more details, please refer to the plan documents.

The Blue Cross Blue Shield network is available for all employees. You are encouraged to visit www.myhealthtoolkitfl.com to search the provider directory for physicians and hospitals within your service area.

Your healthcare ID card reflects your coverage under the medical and prescription drug (if enrolled). Your dependents’ names will be listed on the card; additional cards can also be ordered with Blue Cross Blue Shield at www.myhealthtoolkitfl.com.

Quest Diagnostics is FL Blue's in-network provider for lab work.

Provider Search & Mayo Clinic Access

Medical Networks

The Choice HSP Plan AND Choice HMO Plan use the Florida Blue HMO Network.

The Choice Plus PPO plan uses the Network Blue Network.

View Choice HSP Summary

View Choice HMO Summary

View Choice Plus Summary

* Quest Diagnostics is FL Blue's in-network provider for lab work.

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Per-Pay-Period Premium Rates

Based on 20 Pre-tax Contributions (Sep-Jun). Pro-rated rates may apply when there are fewer than 20 deductions available.

Updated 9/3/2026 - After nearly eight years without increases to employee medical contributions, adjustments to medical premium rates are necessary to help support the long-term sustainability of the District's benefits program. The District will continue to pay a significant share of healthcare costs while maintaining comprehensive benefits coverage for employees. The medical premiums shown below reflect the final rates negotiated and approved by the District for the 2026 - 2027 plan year. Due to differences in claims experience and utilization among the available medical plans, premium adjustments vary by plan option and coverage tier. Please note that these rates are effective retroactively to October 1, 2026. Any payroll adjustments necessary to reconcile premium contributions back to the effective date will be applied across October paychecks. The amount of any adjustment will depend on the medical plan and coverage tier in which you are enrolled.

Coverage Level	Choice HSP	Choice HMO	Choice Plus
Employee Only	$10.00	$100.00	$300.00
Employee + Spouse	$240.00	$535.00	$1,000.00
Employee + Child(ren)	$155.00	$395.00	$800.00
Employee + Family	$355.00	$700.00	$1,200.00
Dual Employee + Spouse (Both employed - cost per employee)	$5.00	$35.00	$120.00
Dual Employee + Family (Both employed - cost per employee)	$10.00	$55.00	$300.00

Coverage Level	Choice HSP	Choice HMO	Choice Plus
Employee Only	$0.00	$81.30	$152.55
Employee + Spouse	$234.98	$435.93	$573.60
Employee + Child(ren)	$153.34	$344.96	$476.25
Employee + Family	$349.22	$612.42	$792.77
Employee + Spouse (Both employed)	$0.00	$0.00	$119.02
Employee + Family (Both employed)	$0.00	$57.84	$238.19

Please Note: Dependents are eligible for coverage up to the end of the month in which they reach age 26. Dependents over the age of 26 are eligible if they are physically or mentally disabled and fully dependent on you for support.

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Manage your benefits on

BENEFITFOCUS

Go to BenefitFocus

Choice HSP In-Network	Choice HMO In-Network	Choice Plus In-Network
Plan Year Deductible (Individual/Family) $4,000/$8,000	Plan Year Deductible (Individual/Family) $5,000/$10,000	Plan Year Deductible (Individual/Family) $3,000/$6,000
Your Coinsurance 20%	Your Coinsurance 30%	Your Coinsurance 20%
Out-of-Pocket Maximum (Individual/Family) $6,650/$13,300	Out-of-Pocket Maximum (Individual/Family) $7,350/$14,700	Out-of-Pocket Maximum (Individual/Family) $6,000/$12,000
Physician Visit Primary Care & Specialist: 20% after deductible	Physician Visit Primary Care: $40 copay Specialist: $75 copay	Physician Visit Primary Care: $35 copay Specialist: $60 copay
Preventive Care Services Covered 100%	Preventive Care Services Covered 100%	Preventive Care Services Covered 100%
Lab (Quest) and X-Ray 20% after deductible	Lab (Quest) and X-Ray No charge*	Lab (Quest) and X-Ray No charge*
Major Imaging (PET/CT/MRI) 20% after deductible	Major Imaging (PET/CT/MRI) $300 copay	Major Imaging (PET/CT/MRI) $300 copay
Inpatient Hospital Services 20% after deductible	Inpatient Hospital Services You pay deductible and $100 per admission, then 30% of remaining balance	Inpatient Hospital Services 20% after deductible
Outpatient Hospital Services Freestanding & Hospital: 20% after deductible	Outpatient Hospital Services Freestanding Facility: $250 copay Hospital: 30% after deductible	Outpatient Hospital Services Freestanding Facility & Hospital: 20% after deductible
Urgent Care Visit 20% after deductible	Urgent Care Visit $60 copay	Urgent Care Visit $40 copay
Emergency Room Visit 20% after deductible	Emergency Room Visit $750 copay	Emergency Room Visit $750 copay
Out-of-Network	Out-of-Network	Out-of-Network
Plan Year Deductible (Individual/Family) Not covered	Plan Year Deductible (Individual/Family) Not covered	Plan Year Deductible (Individual/Family) $6,000/$12,000
Your Coinsurance Not covered	Your Coinsurance Not covered	Your Coinsurance 50%
Out-of-Pocket Maximum (Individual/Family) Not covered	Out-of-Pocket Maximum (Individual/Family) Not covered	Out-of-Pocket Maximum (Individual/Family) $12,000/$24,000